Money evaluated the accounts, fees, interest rates, and features of 30 of the largest national banks in the U.S. Here are our picks for the best banks of 2023-2024.

• Bank of America – Best for mobile banking


• Wells Fargo – Best rate (checking)


• PNC – Best combo checking/savings account


• Regions Bank – Best checking perks


• Capital One – Best overall


• U.S. Bank – Best for low fees


• Citibank – Best for relationship rewards


• Chase – Best customer satisfaction


• First Horizon Bank – Best rate (savings)

*Rates and APYS are subject to change. All information provided here is accurate as of Nov. 7, 2023.