iGTB
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Mar 31, 2025
7:24 AM
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Credit unions are member-owned, not-for-profit financial institutions that provide banking services such as savings accounts, loans, and credit facilities. Unlike traditional banks, credit unions operate to benefit their members rather than generate profits. They often offer lower fees, better interest rates, and personalized customer service. Membership is typically based on common affiliations, such as geographic location, employer, or community group.
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